Cataract Cost & Financing

We offer pricing solutions to help you afford premium Cataract Surgery

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Pricing Details For Cataract Surgery

At Montgomery Eye Physicians, our cataract surgeons are certified by the American Board of Ophthalmology. Like other health procedures you may be considering, cost could be a top concern. While cost is no doubt an important factor, the overall quality of the care and provider, and visual outcomes should also be at the forefront when deciding whether cataract surgery is right for you.

At Montgomery Eye Physicians the pricing details for cataract surgery are:


$2750 Per Eye
Monthly Fees Starting at
$229 Per Month
Pricing Details


$1525 Per Eye
Monthly Fees Starting at
$127 Per Month
Pricing Details

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You Have Options

4 Ways to Pay

1 Cash or Credit
Our practice accepts cash, personal and certified checks. We also accept all major credit cards.
2 Patient Financing
We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.
3 Tax Refunds, FLEX or HSA Accounts
You may be able to use part of your tax refund, FLEX spending account, or HSA to cover the costs of premium IOLs that insurance does not cover. Save receipts and check if these expenses qualify for reimbursement.
4 Insurance
Insurance will likely cover the basic cataract surgery procedure, but not the additional costs of premium IOLs, like toric or multifocals. Check with your provider to understand your out-of-pocket costs after insurance coverage. You can also use tax refunds, FLEX or HSA to help cover premium IOL expenses.

Flexible Financing with CareCredit

Don’t miss a single day. See life's moments clearly with a premium-IOL during cataract surgery. The CareCredit credit card can help.

We proudly accept the CareCredit credit card to help you finance your healthcare needs. Now you can pay online with CareCredit to help pay at the time of care, when you get a post-care bill, or up to 30 days before your appointment, quickly and securely. Special financing options are available.*

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments.*

See if you prequalify with no impact to your credit score.
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*Subject to credit approval. Minimum monthly payments required. Promotional financing options are available on purchases of $200 or more. Standard Account Terms apply to purchases of less than $200. Promotional financing options available through Pay My Provider may differ from options available in-office. See for details.

Cataract Cost

Frequently Asked Questions

Cataract surgery with a premium intraocular lens (IOL), like a multifocal or a toric, can be more expensive than surgery with a standard monofocal IOL. However, there are options to help make premium IOLs affordable.

Our practice offers flexible financing plans to split the cost over time. We also accept medical savings accounts and work with vision insurance plans that may cover part of the premium IOL cost. During your consultation, we will discuss the premium IOL that is right for your eyes and budget.

Most health insurance plans, including Medicare, cover the basic cost of cataract surgery with a monofocal IOL. However, insurance typically does not cover the added cost of a premium IOL.

Our practice can provide a cost estimate so you know what to expect out-of-pocket. We can also help you navigate insurance coverage and file claims on your behalf.

Yes, medical savings accounts like health savings accounts (HSAs) and flexible spending accounts (FSAs) can be used to pay for cataract surgery. The funds in these pre-tax accounts can cover out-of-pocket costs like premium IOL upgrades.

We will provide all the information you need to use your savings account for surgery.

We offer convenient financing options to help you budget for cataract surgery with a premium IOL. Through our independent financing partners, you can get approved for a plan that splits the cost into budget-friendly monthly payments.

Contact our office to learn more about financing options with competitive rates and terms.

Tax-deductible medical expenses such as premium lenses for cataract surgery can be deducted by the IRS. This includes deducting the cost of cataract surgery and premium IOLs if your total medical expenses meet the threshold. We can provide a detailed receipt of your surgery costs to claim as a deduction. Consult your tax advisor to find out if premium IOLs are deductible in your specific tax situation.

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